Welcome to PayaCardServices

PAYG card processing accounts available

  • Low cost card machines

  • FREE merchant account & gateway

  • FREE online payments technology

  • FREE virtual terminal for phone payments

  • FREE payment tracking tools

  • Ideal for businesses of all sizes


PAYG or Pay Monthly


No Lengthy Contracts

Online Application

Pay As You Go

Multi-Channel Payments

Our full multi-channel account offers both face-to-face
payment options and digital payments on a
Pay As You Go contract.

Includes the ability to take payments online, over
the telephone, via SMS links and more, allowing you
to keep business running even when face-to-face
payments aren’t possible.

Can’t take payments right now? No problem.
This low commitment option has simple transaction fees
which are only charged when you take a payment.
There are no fixed monthly commitments or PCI fees.

You also get:

  • Your own Merchant Portal to track payments
  • Reliable weekly settlements
  • A rapid 48 hour set-up
  • Ongoing UK customer support

The PAX A920

Large HD screen. Fast-speed printer. Powerful battery.

From only £19.95 Per Month

Model availability may vary depending on account type. 

Low cost card acceptance – explore our feature rich, multi-channel solutions



 Face-to-Face Payments

Latest technology card machines to buy or rent from £13.00 per month


Countertop card machines offer an easy and secure method for businesses to accept payments from a fixed location. A popular choice for businesses of all sizes, including offices, professional service providers and retailers.


Portable card machines are perfect for bars, restaurants and cafés. They can be taken to the customer at the bar, their table or any other location, typically within 100 metres of the base which connects using WiFi.

Miura Card Reader


Ideal for businesses on the move, mobile card machines & card readers (which pair with your smartphone) offer the full benefits of secure Chip & PIN from any location using GPRS/GSM connectivity.

Online & Telephone Payments

FREE to use payments technology, only pay for your transactions


Thinking of starting an online business? We have a range of payment options to help you, including simple & smart payment buttons, shopping cart plugins and custom eCommerce solutions.


Our virtual terminal is ideal for taking payments when a customer isn’t present – it works on a computer, tablet and smartphone.

Pay Links

Speed up bill collection and save postage by emailing payment requests to customers or, if you already send out electronic invoices, you can simply add our payment link.

The complete EPOS solution, trusted by 30,000+ customers

 from only £799 or £69.00 per month

New to Cards?  Thinking of switching?

Get your online quote now. Your results will show immediately without any sales follow-up unless you ask us to call you.

If you like what you see, then simply select the apply button on your quotation.

If you’ve not made a saving, as part of the quote process, you will have the option to send us your last 3 statements for review.

Business Solutions

If you’re a taxi, trader, professional, charity or any other type of business find your solution here.

Taxi & Private Hire

Trades & Professions

Contactless Charity Box

Charity & Giving

Join Our Partner Programme

Generate additional revenue from referrals or talk to us about co-branding and white labelling services

or call us on
0333 123 1243

PAYA Group


PayaCardServices is operated by Acceptacard Limited, (company registration number 6910204). Registered office address: 1 Westleigh Office Park, Scirocco Close, Moulton Park, Northampton, NN3 6BW. Registered with the FCA as a small payment institution, firm number 617090. AML supervision registration number XYML00000123676