Accept payments by phone

Ideal for mail order & home-based businesses, florists and more

Low rates

FREE Virtual terminal


No Lengthy Contracts

Online Application

Use your computer or tablet to take secure payments over the phone with our FREE to use virtual terminal – only pay for transactions

Payments by phone

Virtual Terminal enables you to accept card payments over the phone, ideal for florists and other telephone & mail-order based businesses.

You can use the Virtual Terminal on any web-enabled device to process cardholder not present transactions (CNP) seamlessly and securely.

Multi-user capability

We automatically provide a “multi-user” version so employees or call centre personnel can take payments on your behalf without compromising the security of your account. Ideal for taxi booking offices, charity campaigning or any business handling volume telephone and mail-order payments. You can add up to 99 different users.

Did you know you can take telephone payments using a card machine?

If you want to accept face-to-face and telephone payments, for example, you’re are a fast food outlet, you can do this using one

of our standard Chip & PIN terminals. Virtual terminals are mostly used in office environments and by home based and mail-

order businesses.


New to Cards?  Thinking of switching?

Get your online quote now. Your results will show immediately without any sales follow-up unless you ask us to call you.

If you like what you see, then simply select the apply button on your quotation.

If you’ve not made a saving, as part of the quote process, you will have the option to send us your last 3 statements for review.

PAYA Group


PayaCardServices is operated by Acceptacard Limited, (company registration number 6910204). Registered office address: 1 Westleigh Office Park, Scirocco Close, Moulton Park, Northampton, NN3 6BW. Registered with the FCA as a small payment institution, firm number 617090. AML supervision registration number XYML00000123676